with Comprehensive Life Insurance Solutions
Cecilia Helo & Davina Kariqi
Your National and State Accredited Fiduciaries
National PN Ids: 988767, 20986805
What We Offer
As licensed insurance agents, we are dedicated to safeguarding your financial future with the same commitment and care that defined our careers previously in hospitality. Over the past 5 years, we’ve excelled in customer service, building trust, and nurturing relationships. Now, we bring that experience into the insurance industry, where our focus is on providing you with personalized and reliable insurance solutions. We believe that understanding your unique needs is key to offering the best coverage. Let's work together to protect what matters most to you, ensuring peace of mind for the years ahead.
Whole Life Insurance
Whole life insurance provides guaranteed whole life coverage including living benefits and a guaranteed minimum cash value, ensuring that your loved ones are protected no matter and/or when.
Term Insurance
Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.
Final Expense Insurance
Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.
60 A-rated insurers in one place
A Better Way to Find Life Insurance that's Perfect for You
Your time is your most valuable resource. Our software combined with experienced agents, searches top insurance carriers to find the best coverage for you at the right price for your budget.
No medical exam, instant coverage policies are available. This is one of the most important phone calls of your life.
Don't delay - Schedule your call Today!
Frequently Asked Questions
What is Life Insurance?
Life insurance is a way of transferring financial risk from you to someone else - in this case the life insurance company. Just like you insure your car, house and belongings, why wouldn't you also insure your most valuable asset? Your life and ability to earn an income.
Why should I buy life insurance?
The wealthy have done this for years. A single financial incident can change the course of your life. did you know medical bills are the #1 cause of bankruptcy in the US? Why leave your financial future and that of your family to chance. Instead you can pay just a small monthly premium to have those risks taken care of by someone else.
How do I buy life insurance?
Work with a nationally accredited and state licensed life insurance broker who is a fiduciary. This means they have a legal obligation to work for you and provide you with options for the best policy and benefits for your personal situation. We are legally required to put your best interests ahead of everything else.
Will I need to do a medical exam?
It depends on the insurance carrier and type of policy you choose. Your licensed insurance advisor can provide you options that include instant guaranteed issue policies if that is what you would prefer.
How much will it cost?
Every individual policy is different based on your unique situation and the benefits you choose. Your licensed advisor will provide you the best options for you, your family and your budget to choose from.
What our Customers are Saying
The Debt Free Life program is helping me pay off my debts in 13 years less time and save over $40K in interest. I couldn't be happier.
Cody Fisher
The peace of mind in knowing my family will be taken care of if anything happens to me is worth its weight in gold.
Kristin Watson
I'm so thankful to know that if I'm injured and can't work my mortgage will still be taken care off. Such a relief.
Albert Flores
Better Ways to Life Insurance & Retirement
Address
Saddle Brook, New Jersey, 07663
Licensed in
NJ, NY
National PNs 988767, 20986805
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